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ICBA Services Network

 

ICBA Bancard
800.242.4770
ICBA Bancard offers comprehensive answers for payments solutions:

  • Credit Card Issuance
    • Direct & Managed Risk
    • Consumer & Small Business
  • Debit/ATM Card Programs
  • Merchant Services

ICBA Securities
800.422.6442
Member NASD/SIPC
ICBA Securities is a wholly-owned subsidiary of the ICBA Services Network. ICBA Securities provides community bankers with quality investment products, services and education at competitive prices. Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, Performance Profiles, and research assistance.

  • ICBA Securities also has a mandated set of policies for the protection of the banker: rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by its Board of Directors (also community bankers).
  • It also has a Loan Trading facility which purchases and sells whole loans including residential, commercial and consumer product. Through an arrangement with Vining Sparks Interest Rate Products, ICBA Securities also offers hedging strategies to offset asset/liability exposures.
  • Finally, ICBA Securities has a unique, formal agreement to return all of its earnings to either state associations or its parent, the ICBA, in the form of royalties and dividends.

ICBA Mortgage
800.253.5356
Provides ICBA banks access to the secondary market and a full menu of long-term financing option. Banks can do as much as selling closed loans or as little as marketing the program and earm fee income.

  • 30,20,15 and 10 year fixed
  • Sub-prime
  • Self-employed with limited documentation
  • FHA and VA
  • Single-closing for construction and permanent loans
  • 100% loan with no income limits
  • 10,7,5,3,1, and 6 month ARMs with conversion features

ICBA Credit Life Reinsurance
888.790.6625
ICBA Credit Life Reinsurance Co. provides banks access to more profits in the insurance arena.

  • Access to life and disability products for virually any need
  • Opportunities to eran dividends
  • Support of A+ rated carrier, American General Assurance Company