Independent Banks of South Carolina

Why We Matter:

We believe in South Carolina's Community Banks as much as you love your community. We are the only state association to exclusively advocate and represent independent and community banks in South Carolina.

Our services are tailored to serve independent banks, just as your banks work hard to serve the specific needs of your individual communities.

We represent independent member banks and are privileged to have a dedicated and active associate member community - who are also committed to seeing community banks succeed!

Independent Banks of SC ~ The only association exclusively dedicated to serving the interests of South Carolina Community Banks.

Question of the Week

Lapsed Flood Insurance Coverage!

Question: My customers flood insurance expired on May 5^th. I was just given the new policy, but it doesn’t start until June 2^nd. I wouldn’t be able to force-place until June 20^th, after the 45 days of notifying the customer. What am I supposed to do about the lapse in coverage?