Products and Services

BANKERS HELPING BANKERS

Bankers Helping Bankers is a social community at its core. Its intelligence layer powers the community engagement, acting as a social engine. BHB achieves this data driven engagement in these key ways:

SOCIAL PLUS: BHB personalizes the banks experience—recommendations, interactions, digital strategy and even discussions—by grouping banks’ discussions by topics, partners and peers. This is a new, elevated conversation based on information bankers haven’t had before.

FINTECH DIRECTORY: All U.S. fintechs that provide a banking function (requires a sponsor bank) are included in the database. It is the only directory built by data, which ensures completeness. Search all of a fintech’s features and app store data (number of installs, age of app and ratings, and view the digital experience of the fintech).

VENDOR DUE DILIGENCE: The technology selection process for community banks has long been broken. Community bankers need vendors that integrate with a bank’s current technology and pass the regulatory hurdle of “three live installs.” Using AI algorithms, FinTegration Strategist precisely defines your recommended product shortlist.

BANK DIGITAL SNAPSHOT: Find your bank peers, view that community bank’s digital experience through its app(s), financial KPIs and call report financial KPIs.

SMART VENDOR DIRECTORY: BHB offers a definitive list of vendors with at least one live bank install. Learn where vendors serve their customers best by asset size and financial KPIs of their install base.

EDUCATION: Get data-driven education and thought leadership to stay on top of news, industry trends and cutting-edge innovations.

BHG FINANCIAL

BHG Financial has made a nearly two-decade impact with community banks as the #1 source for loans with a strategic focus on the highest earning sectors in the country, healthcare and other highly skilled professionals. Since 2001, BHG Financial has provided over $6 billion in sold loans to their 1100+ community bank partners that have had $0 loss on their BHG Core Loan portfolio, access to these highly sought-after professionals and a 4- 6.5% return.

While BHG Financial is neither a true Fintech nor a traditional bank, it has the best parts of each—data, analytics, technology, marketing, underwriting, compliance, speed and customer service. This combination has led to BHG Financial originating record volume from today’s essential professional workers: high-earning borrowers with top-tier credit. BHG Financial uses quantitative analysis to determine the performance potential of every borrower and the price risk. Utilizing a large division of some of the brightest minds in analytics from the top universities and companies in the country, as well as over $25 billion in underwritten loans, they have gained unmatched insight into its borrower characteristics, performance and their industries.

To find out how you can join BHG Financial's community bank network to diversify your portfolio, increase yields and grow your assets, click here or contact  Jordyn Sollars, VP, Bank Relationships,  954-829-1725, [email protected]

ICBA: THE INDEPENDENT COMMUNITY BANKERS OF AMERICA

The Independent Community Bankers of America, the nation’s voice for community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. With 50,000 locations nationwide, community banks employ 700,000 Americans, hold $4.0 trillion in assets, $3.2 trillion in deposits and $2.7 trillion in loans to consumers, small businesses, and the agricultural community.

ICBA SECURITIES

ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Vining Sparks.  Included are traditional debt securities, interest rate products, whole loans, and M&A and bank valuation services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products.  ICBA Securities, a wholly owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals.  ICBA Securities is endorsed by 32 affiliated state banking associations, and is the only broker/dealer owned by the community banking industry.

DELL | COMPUTER EQUIPMENT

Save up to 35% with IBSC/ Dell partnership. All IBSC members and their employees can take advantage of preferred pricing on workstations, laptops, ultrabooks, desktops, servers, printers, electronics and accessories.

SHAZAM  |  DEBIT CARD  |  EFT PROCESSING

SHAZAM pioneered the PIN-debit point-of-sale transaction, still used worldwide today. We’re the only nationwide independent, member-owned debit network, processor and core provider supporting community banks. Since we don’t answer to shareholders, we can reinvest profits in technologies our clients need as they serve the next generation of consumers. SHAZAM ensures our clients have the products and services they demand and expect in a cost-effective way.Founded in 1976 and headquartered in Iowa, we’re a leader in payments and financial technology, with a simple mission: Strengthening community financial institutions. Visit us today at shazam.net.

TRAVELERS INSURANCE | D&O | BOND PROGRAM

Connect with Travelers and get the protection you need.

Travelers has been insuring banks for more than a century. Offering a wide range of customized insurance protection, Travelers SelectOne+® for Financial Institutions is designed to respond to the most recent trends in banking. This flexible product line provides a robust portfolio of insurance options, including:

• Directors & Officers, Cyber Risk, Banker Professional, Financial Institution Bond, Employment Practices, Fiduciary, Kidnap & Ransom, ID fraud Expense Reimbursement, Property & Casualty, Surety Bonds

Since 1983, Travelers has held the endorsement of the Independent Community Bankers of America (ICBA) as the preferred service provider for property casualty and various other types of insurance.

Key ICBA Member Benefits:

• Opportunity to earn a “safety group” dividend – an incentive that has paid out more than $70 million to eligible member banks since the program began over 37 years ago.

• Policyholders’ dividend: Member banks purchasing qualifying property/casualty and workers compensation coverage may be eligible for a “safety group” dividend. The dividend may be distributed if group loss experience is favorable and other criteria are met.  

Travelers has grown with the times to become more than just an insurance carrier for your community bank. We’re a stable partner you can trust in uncertain times.

• Local and Dedicated Financial Institutions Specialty Underwriting
• Financial Institution Specialty Claim Expertise
• Dedicated Financial Institutions P&C Underwriting
• Local Property and Casualty Claim Teams
• Risk Management Services
• Financial Strength and Stability
• Committed to Serving the needs of Banks and Diversified Financial Institutions