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Dell Inc. listens to customers and delivers innovative technology and services that give them the power to do more. For more information on Dell and ICBA's member purchase plan, visit



The Independent Community Bankers of America, the nation's voice for community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. With 50,000 locations nationwide, community banks employ 700,000 Americans, hold $4.0 trillion in assets, $3.2 trillion in deposits, and $2.7 trillion in loans to consumers, small businesses, and the agricultural community.




ICBA Securities

ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Vining Sparks.  Included are traditional debt securities, interest rate products, whole loans, and M&A and bank valuation services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products.  ICBA Securities, a wholly-owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals.  ICBA Securities is the only broker/dealer owned by the community banking industry.



The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its participants. SHAZAM offers ATM processing, Visa® check card and Debit MasterCard® national debit products, card authorization services, merchant processing, ACH services, and information security solutions. SHAZAM serves nearly 1,500 community financial institutions in 33 states. Visit for more information.



Travelers has been insuring banks for more than a century. Offering a wide range of customized insurance protection, Travelers SelectOne+ SM for Financial Institutions is designed to respond to the most recent trends in banking. This flexible product line provides insurance options to help banks reduce potential gaps and overlaps in coverage, including D&O liability, cyber liability, bankers professional liability, financial institution bonds, ID fraud expense reimbursement and property/casualty coverages. Our dedication to community banks has helped us earn the endorsement of the Independent Community Bankers of America (ICBA). Through this endorsement, we offer special benefits to ICBA members.

Coverage Highlights:

  • D&O Coverage -- Broad definition of insured -- includes the insured organization, and subsidiaries, as well as past, present or future directors, officers, international functional equivalents, members of a board of managers, employees, and members of management and advisory committees.
  • D&O Coverage -- Broad definition of subsidiary -- definition of subsidiary includes any majority-owned corporations, partnerships, limited liability companies and 50 percent-owned joint ventures or nonprofit entities under management control of named insured including appointment of general partner.
  • Bond Coverage -- no charge for certain mid-term acquisitions or mergers (less than 25 percent of the policyholder's assets) with state-of-the-art language.
  • EPL Coverage -- Broad definition of insured -- includes the insured organization including subsidiaries; members of board of directors and officers; members of board of trustees; members of board of regents; members of board of governors; natural person partners; LLC managers; functional equivalents.
  • Cyber Coverage -- Third-party (liability) and first-party coverage -- provides protection to the insured for liability to others and reimbursement for expenses incurred.
  • Identity Fraud Coverage -- Dedicated identity fraud claim unit -- experts who can provide guidance to insured victim to assist in the recovery of their identity and credit history.
  • Kidnap and Ransom Coverage -- Loss of ransom monies -- reimbursement of corporate and personal asset ransom money -- the perils: *Kidnap *Bodily injury extortion *Property damage extortion *Products extortion *Trade secrets extortion *E-commerce extortion (including computer virus) *Confiscation, destruction, disappearance or wrongful appropriation during ransom money delivery.
  • Fiduciary Coverage -- Coverage for civil penalties -- under sections 502(i) and 502(I) of ERISA and civil penalties under HIPAA's privacy provisions.


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